This morning when I was renewing my medical insurance policy, my agent told me that the premium has been increased. I have to pay more for the same amount of sum assured. When I asked her the reason for the increase in premium, she told me that the reason is because many policy holders misuse their insurance claims and thus the insurance company is suffering huge losses. In order for them to recover from the huge losses, the insurance company has to increase our premium. What an interesting reason the insurance company is giving to their valuable customers. The insurance company is transferring their "liabilities" to their "Valuable & Healthy" customers! Hahaha...... .
Looking for "scapegoat" seems to be one of the distinct human behaviors! I understand that some of my beloved readers may disagree with my above view. Well, I do not rule out that there are some exceptional cases! However, how many "exceptional" people can we really meet in this beautiful world? I do not have an answer!
Can anyone share your views please?